Everything You Need to Know About Employment Practice Liability Insurance (EPLI) Employment Practice Liability Insurance (EPLI) is necessary for every business, no matter the size. This coverage protects from an employee’s claim when their legal rights as workers have been violated. Here are a few examples of employee rights: Sexual harassment Discrimination Wrongful termination Breach Read The Full Article →
What Contractors Need to Know About Blanket Additional Insured Endorsements As a contractor, in due time, you will need to provide coverage for third parties or subcontractors you work with. You can do this with a blanket additional insured endorsement. Keep reading to learn more about this coverage and how to use it effectively. What Read The Full Article →
How to Avoid a Professional Negligence Insurance Claim In part two of this series on Professional Negligence we talk about how to avoid an insurance claim. In this post you will learn: How to avoid a professional negligence insurance claim. How to protect your business with insurance. Let us start by talking about what Professional Read The Full Article →
Understanding the Elements of Professional Negligence It is easy to prevent a Professional Negligence insurance claim when you understand the elements that go into determining the outcome of a claim. In this article on professional negligence, you will learn: The basics of professional negligence. The elements of a professional negligence insurance claim. What is Professional Negligence? Professional negligence is Read The Full Article →
How to Spot a Fake Insurance Certificate Collecting and making sure that Certificates of Insurance (COIs) are accurate and up-to-date is an enormous task, especially when you do not have tools to streamline this process. On top of this, checking to make sure you are not receiving fake insurance certificates is difficult. In this article, Read The Full Article →
Contractor Pollution Liability Insurance: Do You Need It? We have all heard the stories of individual contractors, mid-sized businesses, and large corporations getting in trouble for environmental damage. As a result, these stories hurt the names of well-known industry leaders or shut down operations of smaller competitors. Pollution liability used to be part of commercial Read The Full Article →
Do You Need Named Perils or All-Risk Commercial Property Coverage? Property managers understand the complexity of commercial property insurance, but when things like Named Perils and All-Risk come into play, they can be easy to overlook if you do not understand their meaning. To ensure you have the coverage needed for your properties, you need to Read The Full Article →
What is the Difference Between First & Third-Party Insurance? Third-Party insurance is a type of liability insurance where you are making a claim on another party’s insurance policy. In third-party insurance, there are three parties. Let us look at who first, second, and third parties are and look at examples of first and third-party insurance. What is First-Party Insurance? First-party insurance is a Read The Full Article →
Excess or Umbrella Insurance: Find Out Which is Better for You Although you already have an insurance policy in place, there is a chance there are gaps in your coverage and you need more insurance to cover these gaps. You can cover these gaps with an excess policy or an umbrella insurance policy. In this article, we are going Read The Full Article →
Using Business Intelligence to Leverage Your Data [Free Webinar] SmartCompliance is putting on a webinar, hosted by CEO, James Benham, where he will talk about Business Intelligence (BI) and how you can leverage it for your business’ data. Before joining the webinar, take a minute to look over this article to learn the fundamentals of BI. Here, we will mention a Read The Full Article →
