Contractor Pollution Liability Insurance: Do You Need It? We have all heard the stories of individual contractors, mid-sized businesses, and large corporations getting in trouble for environmental damages. These stories damage the names of well-known industry leaders or shut down operations of smaller competitors.   Pollution liability used to be part of commercial general liability (CGL) policies. Today theseRead more

Common Construction Site Hazards & How You Can Protect Against Them According to OSHA, “nearly 6.5 million people work at approximately 252,000 construction sites across the nation on any given day.” If you contract any of these workers, you need to know how to protect them from hazards and what to do if an accident occurs.  LetRead more

The Importance of Tracking COIs for Every Subcontractor Tracking Certificates of Insurance (COIs) by hand is a time-consuming process. For contractors, it may feel easier to skip this step altogether. Although it seems easier to take the word of a subcontractor and believe they have the proper coverage, requesting COIs for subcontractors is necessary. Overall,Read more

The Importance of Collecting & Reviewing Endorsements Having an effective system for managing COIs (certificates of insurance) and understanding your insurance policies is critical to mitigating risk for your company. But, tracking COIs and collecting and reviewing endorsements by hand is difficult and time-consuming, which leads many insurance professionals to put off or overlook theseRead more