What is the Difference Between First & Third-Party Insurance? Third-Party insurance is a type of liability insurance where you are making a claim on another party’s insurance policy. In third-party insurance, there are three parties. Let us look at who first, second, and third parties are and look at examples of first and third-party insurance.  What is First-Party Insurance? First-party insurance is aRead more

Excess or Umbrella Insurance: Find Out Which is Better for You Although you already have an insurance policy in place, there is a chance there are gaps in your coverage and you need more insurance to cover these gaps. You can cover these gaps with an excess policy or an umbrella insurance policy.  In this article, we are goingRead more